Stamp Duty Calculator
Estimate the stamp duty (SDLT) on a property in England or Northern Ireland — including first-time buyer relief, second homes and the surcharge for buyers living overseas.
Your purchase
Tell us about the property and the buyer.
Nobody buying has ever owned a home, here or abroad.
You'll own more than one property when this completes.
Fewer than 183 days spent in the UK in the 12 months before completion.
Estimated stamp duty
£7,500
Effective rate 2.14% of the purchase price.
Buying from overseas?
Kernow doesn't transact non-UK-resident cases. They're handled by our parent firm, Orton Financial, which holds the specialist lender panel for expat and foreign national applications. Orton may charge a fee for this advice, and it will always be agreed with you in advance.
Speak to Orton FinancialHow stamp duty works
Stamp Duty Land Tax applies to property in England and Northern Ireland. Scotland charges Land and Buildings Transaction Tax and Wales charges Land Transaction Tax, both at different rates.
Rates are tiered: you pay each percentage only on the slice of the price that falls in that band. First-time buyer relief runs out completely above £500,000. An extra 5% applies across the whole price if you'll own more than one property, and a further 2% if you're not UK resident — both only on purchases of £40,000 or more.
This is a guide only, based on rates from 1 April 2025. Your conveyancer confirms the exact figure, and stamp duty is normally payable within 14 days of completion.