Nationwide customers in Cornwall
Nationwide Deal Ending? Switch Fee-Free, Get Rewarded
Your Nationwide deal is ending. You can switch to a new Nationwide rate or move to another lender. We check both for you, and a product switch with us costs nothing.
One reward, your choice
Your Nationwide switch is arranged with no broker fee. Keep your reward as a voucher, donate it or split it proportionally — not both full amounts. The bigger the loan, the bigger the reward.
£5 to charity, paid by us
Kernow adds a separate £5 to your chosen Cornish cause from our retained commission, never from your reward. Donating some or all of your reward gives more.
Stay or move, compared
We check your Nationwide options against the whole market, then tell you honestly which one is better.
Staying with Nationwide or moving?
Stay with Nationwide if their new rate is competitive: it's quick and usually needs no valuation.
Move if another lender beats it once fees are included, or if your home has gone up in value and you now fall into a cheaper loan-to-value band.
Want to borrow more or change your term? That may change which option wins, so we look at the full picture.
Get in touch 3 to 6 months before your Nationwide deal ends. That leaves time to compare properly and lock in a rate before you drop onto the standard variable rate.
Nationwide switching questions
How early can I switch or remortgage from Nationwide?
Most lenders, Nationwide included, let you secure a new deal a few months before your current one ends, typically up to around six months ahead. We confirm the exact window for your mortgage so you can lock in a rate early and avoid rolling onto the standard variable rate.
Should I stay with Nationwide or remortgage elsewhere?
Staying is usually quicker, often without a new valuation or full affordability check. Moving can be cheaper if another lender is offering a better rate for your loan size and equity. We compare both before recommending anything.
How long does a Nationwide remortgage take?
A switch to a new rate with your existing lender can be arranged in days. A remortgage to a new lender usually takes several weeks because it involves a valuation and legal work, which is why we start early.
Kernow Mortgages is an independent broker and a trading style of Orton Financial Ltd. We are not affiliated with, endorsed by, or acting on behalf of Nationwide. Nationwide is a trademark of its respective owner. Your home may be repossessed if you do not keep up repayments on your mortgage.
Contact Us
Ready to discuss your mortgage needs? Contact us today for expert advice tailored to your situation.
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Open in a new tabContact Information
Phone
01326 536 080Office Address
Unit 7b Bickland Water Road,
Falmouth, England,
TR11 4SZ
Consultations by phone or video call. Face-to-face appointments available (same day possible) — please phone or email in advance to arrange.